Proudly supporting the UK's Rail & Transport Community
0330 333 5065
FIVE-STAR RECOMMENDED ADVICE FOR THE UK
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We understand the railway industry. Whether you’re a driver, engineer, signaller or station staff or part of the British Transport Police your income can include overtime, shift allowances and irregular patterns and other things that many lenders don’t
always understand. That’s where we come in.
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At Railway Mortgages, we specialise in helping rail and transport workers secure the right mortgage and protection solutions. With expert advice, access to a wide range of lenders, and flexible appointments around your schedule, we make the process
simple, clear and tailored to you.
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SERVICES
FIRST TIME BUYERS
Support for your first step onto the property ladder
Buying your first home is exciting but it can feel overwhelming.
We’ll guide you step-by-step, explain every option clearly, and help you secure a mortgage that fits your income and future goal
REMORTGAGES
Make sure your mortgage is still working for you
When your current deal ends or your rate changes, it’s the perfect time to review your mortgage.
We’ll compare the best deals from over 60 lenders to help you save money, release funds, or find a product that better suits your needs
HOME MOVERS
Move home with confidence and clarity
Moving home should be an exciting fresh start, not a financial headache.
We’ll handle the details, coordinate with your solicitor or estate agent, and ensure your new mortgage transitions smoothly
BUY TO LETS
Helping landlords grow their property portfolios with ease
Whether you’re buying your first investment property or expanding your portfolio, we’ll help you find a competitive deal tailored to landlords including Let-to-Buy and Limited Company options
EQUITY RELEASE
Unlock tax-free funds without selling your home
For homeowners aged 55+, equity release can provide access to tax-free funds without selling your home.
We’ll guide you through the options carefully, helping you release equity safely and with confidence
ADVERSE CREDIT
Past credit issues? We see your potential, not your past
Had credit issues in the past? Don’t worry we work with specialist lenders who understand real-life circumstances.
We’ll help you rebuild your financial future and find a mortgage that works for you
Whatever your circumstances, our friendly advisers are here to help you find the right mortgage with advice that fits around your life and work schedule
Why Choose Railway Mortgages
At Railway Mortgages, we’re proud to be specialist mortgage brokers for railway and transport professionals, providing tailored mortgage advice and access to a wide range of products from across the market.
Whether you’re buying your first home, moving, or remortgaging,
we’ll find the right deal to suit your needs.
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We support not only current employees of the British Transport Police (BTP) and UK Railway Networks, but also former staff, their families, and now NHS workers too. Our advice is personal, transparent, and always
focused on what’s best for you.
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As railway mortgage specialists, we understand the challenges of shift work and long hours which is why we work around your schedule. You can contact us by phone, email, or Zoom at a time that’s convenient for you.
If you’re looking for a trusted mortgage broker who understands your industry and can secure you a competitive rate, get in touch with
Railway Mortgages today. We’re here to help you every step of the way.
